Project Description:

SWiM Worldwide Pty Ltd is a financial technology company that has developed a complementary suite of Fintech Businesses and Digital Platforms designed to revolutionise the Global B2B Payments and Loyalty industries and the Global Container Shipping industry.

Two of these fintech businesses and digital platforms collectively address many major inefficiencies and pain points with respect to the cost, speed and transparency associated with the USD 80 Trillion Global Cross Border B2B Payments and Loyalty industries; and the third or these fintech businesses and digital platforms provides the means to eliminate USD 82 billion in annual industry losses for the Global Container Shipping Industry:

SWiM PAY:  A comprehensive and transformational global B2B banking and payments solution delivering unsurpassed transaction speed through Instant Local and Cross Border Transactions, superior foreign exchange rates and instant international transfers across 190 countries in 49 currencies, with some of the industry's highest payment ceilings, lowest transaction fees, and superior reporting and transparency.

SWiM REWARDS:  A unique B2B US Dollar cash rewards program, with no expiration dates on points earned, that creates a zero-cost revenue stream for participating businesses, offering flexible redemption options and access to a rewards and points exchange marketplace.

SWiM GDS (Global Distribution System):  The world's first Global Distribution System dedicated to the container shipping industry, live 24/7 digital connectivity for all participants, enabling secure over the horizon booking and payment processes while eliminating "no show" and ‘rolled” cargo bookings and many other major industry pain points.

Market Opportunity & Problem

The Global B2B Banking and Cross Border Payments Industry faces multiple major challenges:

• Slow Speed of transactions for both Local and Cross Border Transactions, with most cross-border transactions taking between 5 to 7 days or more, significantly interrupting Business Cash Flow
• High Transaction and FX Fees imposed by traditional sending, receiving and intermediary banks
• Lack of Transparency in B2B Payments
• Fraud and Money Laundering Risk
• Security Risks

Addressable Market Size = circa USD 80+ Trillion annually.

Solution:  SWiM PAY delivers a comprehensive and transformational global B2B banking and payments solution delivering:

• Unsurpassed transaction speed with Instant Local and Cross Border Transactions
• Superior bank beating foreign exchange rates and lowest transaction fees
• Instant international payments across 190 countries in 49 currencies
• Highest payment ceilings (with zero ceiling in most regions)
• Superior reporting and transparency
• State of the art RegTech (Regulatory Technology) compliance with global know your customer (KYC) and anti-money laundering (AML) regulations.
• World-class cybersecurity solutions and services for endpoint protection, detection and response capabilities.

The Global B2B Loyalty Points Industry faces multiple major challenges:

• Minimal or No real and tangible Cash Value assignable to Loyalty Points earned
• Siloed Loyalty Points Programs where loyalty points earned are not easily redeemable
• No options to convert points to cash
• No or limited options to transfer points to other parties
• No capacity to interchange points with other Loyalty Programs
• Limited Points Redemption Options
• Points issued with Expiration Dates
• Data Security

Addressable Market Size = circa USD 30+ Billion annually (by 2030).

Solution:  SWiM REWARDS is a unique B2B US Dollar cash rewards program that delivers:

• Real and Tangible Value with Points earned holding a value of USD 1.00 each
• Points earned through making and receiving payments on SWiM PAY, providing businesses with a new zero cost revenue stream
• No Expiry Date on Points earned, which can be held indefinitely or be converted to cash and transferred to a business bank account at any time

Removes the risk of siloed or stranded points and instead provides FREEDOM to redeem points in multiple ways, as, how and when you see fit, including:

1. Points can be converted instantly to USD or into any of the other 48 currencies we support and transferred to bank accounts in 190 Countries
2. Points can be exchanged for a selection of more than 4,500 gift cards from leading airlines, hotels, retailers, and the like
3. Points can be transferred immediately to other SWiM REWARDS members accounts
4. Points can be interchanged with other participating loyalty points programs on the SWiM REWARDS Marketplace

• State of the art RegTech (Regulatory Technology) compliance with global know your customer (KYC) and anti-money laundering (AML) regulations.
• World-class cybersecurity solutions and services for endpoint protection, detection and response capabilities.

The Global Container Shipping Industry faces many major challenges including:

• "No Show" cargo bookings cost the industry USD $36 billion annually
• Futile empty container positioning inefficiencies result in USD $20 billion in losses
• Payment collection, delays and defaults cause USD $26 billion in losses
• Significant Cash Flow issues for Shipping Lines
• Rolled or cancelled cargo bookings with late or no notice
• No substantive Over The Horizon booking capability for Freight Forwarders
• Inability for Shipping Line to pre-sell up to 12 months in advance base cargo loadings
• Complex and uncertain pricing mechanisms
• Foreign Exchange Risk to both Freight Forwarder and Shipping Line
• No single global 24/7 live digital connectivity between all Freight Forwarders and Shipping Lines
• Predominately manual documentation exchange practices
• Manual and time-consuming quotation and booking processes
• Manual and Costly customer service and administration processes

Additionally:

• An estimated 1 in every 4 container bookings eventuate in a “No Show” Cargo Booking.  Hapag-Lloyd CEO of Habben Jansen recently said “For every four bookings we get, there are only three containers showing up. This creates all kinds of trouble for everyone. These are the types of things that drive cost up for everyone and is one of the industry’s major inefficiencies”.
• Ocean Insights reports that 1 in every 3 containers booked is Rolled, Cancelled or Transferred to a later voyage by shipping lines.
• Only 1 in 10 shipping lines consistently achieve profitability, largely due to these systemic issues.

Addressable Market Size = circa USD 1.3+ Trillion annually.

Solution:  SWiM GDS delivers the World’s First Global Distribution System for the Container Shipping Industry and in addition to the many benefits SWiM GDS participants receive, the SWiM GDS solution is specifically designed to deal with many of the BIG ISSUES along with addressing 3 Major Industry Pain Points which collectively costs this industry more than USD 82 Billion+ in unrecoverable cost annually, these include:

1.      NO MORE, "NO SHOW" CARGO BOOKINGS

SWiM GDS provides the means to Eliminate the Risk and Cost to shipping lines associated with "NO SHOW" Cargo Bookings, a practice that is reported to presently cost Container Shipping Lines collectively up to circa USD 36 Billion Dollars annually.

2.      NO MORE, "FUTILE EMPTY CONTAINER POSITIONING"

SWiM GDS facilitates delivering a Significant Reduction in Inefficient or Futile Positioning of Empty Containers (specifically resulting from NO SHOW Bookings), an issue presently reported to be costing Container Shipping Lines collectively up to circa USD 20 Billion Dollars annually.

3.      NO MORE, "BAD DEBTS" or "DEBT RECOVERY COSTS"

SWiM GDS can Guarantee Full Payment to the Shipping Line, On Time, Every Time, thereby significantly Improving Cash Flow, and Eliminating Bad Debts, Collection or Debt Recovery Costs entirely, an issue presently reported to be costing Container Shipping Lines up to USD 26 Billion Dollars annually.

SWiM GDS (Global Distribution System) has been designed exclusively for the bespoke needs of the Global Container Shipping industry, introducing advanced technology and modern business practices, and innovative digital solutions to bring about uniform industry digitalization that will move container shipping into the 21st Century.  This platform has been designed to accommodate and manage the Planning, Booking, Secure Information and Data Exchange, Transactional Relationships and to provide 24/7 live digital connectivity between Shipping Lines and Freight Forwarders the world over.  In addition to resolving the major industry pain points, SWiM GDS delivers a multitude of other benefits to users which include but are not limited to the following:

• No Joining, Access or Subscription Fees
• Zero cost to Shipping Lines for all container slots sold on SWiM GDS.
• No more “NO SHOW” Bookings – eliminates the risk and cost of “No Show” Cargo Bookings.
• We provide the Shipping Line with financial compensation in the event of a "NO SHOW" cargo booking.
• We Can Guarantee Payments In Full, On Time, Every time.
• Facilitates the elimination of Bad Debts and the risk and cost of recovering same.
• Receive Payments Instantly in single or multiple currency of choice.
• Deposits on Payments are received into escrow prior to Vessel Loading and released to Shipping Line automatically on issue of Bill of Lading.
• SWiM GDS provides unrivalled certainty with Cargo Bookings.
• No More Non-Shipped or Rolled Cargo Bookings.
• We Can Guarantee the Uplift and Shipping of Cargo, On Time, Every Time.
• We ensure Forwarder receives financial compensation in the unlikely event of cargo ever not being shipped or rolled onto another voyage.
• Provides "Over the Horizon" wholesale, search and booking capability up to 12 months in advance, with immediate booking confirmation and at a fixed and more simplified pricing.
• Provides a Competitive single global distribution platform to facilitate client or tender procurement pricing with accuracy and certainty.
• Make payments instantly in single or multiple currency of choice.
• Secure seasonal shipping requirements in advance for heavy usage trade lanes while taking advantage of "Early Bird" pricing and provide certainty to Forwarder’s clients whilst maximizing maximum resale opportunity.
• Provides 24/7 live digital connectivity, data exchange and alert notifications between all Shipping Lines and Freight Forwarders instantly.
• Provides Shipping Lines a captive and on tap global audience for advertising, sales and marketing promotions.
• Minimises sales overheads, administrative and advertising costs.
• Provides access to unparalleled, up to date, accurate and detailed Industry data and metrics.
• Improves Forward Planning to accommodate future shipping forecasts, peaks and troughs.
• Can assist in improving Empty Container Fleet Planning and Utilisation.
• Assists with Optimum Vessel Capacity Planning and Utilisation.
• Facilitates Port Call planning and vessel turnaround times.
• Provides an enormous opportunity to optimize profits on resale of shipping slots.
• Reduces tender pricing, procurement and administrative overhead, time and cost.
• Provides a significant new, predictable and Zero Cost Revenue stream by attaining US$ Cashback SWiM REWARDS from making/receiving payments through SWiM PAY.

Competitive Advantage

1. SWiM PAY: A comprehensive and transformational global B2B banking and payments solution delivering unsurpassed transaction speed through Instant Local and Cross Border Transactions, superior foreign exchange rates and instant international transfers across 190 countries in 49 currencies, with some of the industry's highest payment ceilings, lowest transaction fees, and superior reporting and transparency.
2. SWiM REWARDS: A unique B2B US Dollar cash rewards program, with no expiration dates on points earned, that creates a zero-cost revenue stream for participating businesses, offering flexible redemption options and access to a rewards and points exchange marketplace.
3. SWiM GDS: A first-to-market Global Distribution System dedicated to the container shipping industry, providing live 24/7 digital connectivity for all participants, enabling secure over the horizon booking and payment processes while eliminating "no show" and ‘rolled” cargo bookings and many other major industry pain points and providing the means to remove circa USD 82 Billion p.a. in unrecoverable cost from the Container Shipping Industry.

Collectively these 3 Platforms provide:

• The only solution combining booking, payments, and rewards
• Instant international money transfers with no transfer limits
• Industry-leading and Bank beating FX rates with minimal fees
• Automated deposit system preventing "no show" and “rolled” cargo bookings
• Integration with major shipping lines and freight forwarders

Addressable Market Size

• Global B2B Payments and FX Transactions @ USD 80+ Trillion per annum
• Global B2B Loyalty @ USD 30+ Billion per annum (by 2030)
• Global Container Shipping and related Maritime Services @ USD 1.3 Trillion per annum

Traction & Current Status

• All three digital platforms (SWiM GDS, SWiM PAY and SWiM REWARDS) fully tested, licensed and operational
• Currently onboarding 5,390+ global freight forwarders
• Currently onboarding top 100 container shipping lines
• Initial early traction likely to capture circa 16% of global ocean trade in 1^st year
• Established presence in Australia, UK, EU, APAC, USA and Canada

Financial Highlights

•  Projected first-year income: USD $180.9 million
• Average booking value: USD $100,000 (50 TEU @ $2,000 per TEU)
• Non-refundable Booking Fee: 0.35% per booking collected on booking confirmation
• Average income per booking: USD $2,000

Investment Opportunity

SWiM WORLDWIDE is seeking AUD 15 million in growth capital for 15% of Ordinary Shares in SWiM Worldwide Pty Ltd to:

• Accelerate global market penetration
• Expand marketing and promotional activities
• Scale operational capacity
• Add key personnel in strategic markets
• Further enhance platform capabilities
• Repay Company Debt
• Prepare businesses for IPO

Management Team

Led by seasoned professionals with extensive experience in global banking, finance, payments, trade, IT systems, shipping, maritime services, international law, compliance, and risk management.

Exit Strategy

The company's unique position in both the Global B2B Payments, Loyalty and Container Shipping industries, combined with its proven solution to multi-billion-dollar industry problems, creates multiple potential exit opportunities through acquisition by major financial institution, shipping lines, or payment processors.  Additionally, all businesses easily scalable, and are being geared for sizeable growth and planned IPO with the next 12 to 24 months, presenting multiple near term exit opportunities to the astute investor.

An investment in SWiM WORLDWIDE provides you ownership of not just 1, but 3 additional complementary Fintech Businesses and Platforms, and represents a chance to participate in the lucrative B2B Global Payments market and the digital transformation of global container shipping. With operational platforms, established traction, and a clear path to profitability, SWiM WORLDWIDE is positioned to deliver substantial returns while solving critical industry challenges.

Key investment risks :

When considering purchasing or investing in a business, it's important to be aware of the potential risks involved. It is advisable to consult with your accounting and legal advisors before entering into any contracts. While we strive to exercise due diligence, we cannot guarantee the accuracy of the project. It is essential that you verify all financials and legal agreements before proceeding.